"Finding the Best Mortgage Loan is as Simple as Knowing the Right People!"


Welcome, and Thank you for choosing Legend Lending for your Mortgage needs. Your complete satisfaction is our only objective, from application to closing you can expect personalized service from seasoned professionals.

Making the decision to Buy a home or Refinance isn't difficult. Choosing which loan product best fits your needs can be. That's where Legend Lending can help. With almost 20 years combined experience in the Mortgage and Real Estate Industries we know how to find the best options for your situation. 

Specializing in Texas loans, including Texas Cash-out loans, Jumbos loans, Construct to Perm and Conforming Conventional loans; We have programs for almost every situation.  We also offer some of the fastest turn times, lowest rates and fees of anyone in the industry.

Service is the Key -   A great rate is expected today, but if poor customer service spoils the experience, causes delays and cost you additional fees you probably won't be back or recommend them to anyone.  Legend Lending is different, with over 80% of our business referred from previous clients we know the value of honesty and integrity.  

Contact us today at

888-5-LEGEND (888-553-4363)

or 512-331-8386.


Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anybody else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

 

BRIAN SOUTH IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST BRIAN SOUTH SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT http://www.sml.state.tx.us OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLinfo@SML.STATE.TX.US.

THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.




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Mortgage New Daily and Austin Business Journal:
 
MORTGAGE RATES: Best Lock/Float Advice MND Can Offer
7/30/2010 3:44 PM

Posted To: Mortgage Rate Watch

I think it's safe to say that, consistently for the last 30 to 45 days, at least one lender (regional, major, or independent) has offered below market "record low" mortgage rates. Investor demand is consistently healthy for agency MBS, such that their prices are hitti...Read More
 
USDA Rural Housing Bill Passes; Low-Income Rental Legislation Advances
7/30/2010 11:23 AM

Posted To: MND NewsWire

One government housing program that had run out of funds months ago was revived by Congress yesterday, and another bill targeted at low-income rental housing moved a step closer to approval. The Senate yesterday passed HR 4899 to reestablish the popular U.S. Department of Agriculture Single-Family ...Read More
 
MBS Lower and Wider. Reprices Reported. Buyers Lurking
7/30/2010 10:10 AM

Posted To: MBS Commentary

Rate sheet influential mortgage-backs are experiencing some localized weakness as stocks rally and swaps spreads widen. Nominally, yield spreads have been wider all morning but price levels were still pushing new records because Treasuries were catching a bid, but the poo hit the f...Read More
 
Evolving Loan Officer Agreements: Mandatory Reserves and Good File Delivery
7/30/2010 10:05 AM

Posted To: The Garrett Watts Report

After visiting over 100 shops in the past 3 years, we haven't really seen anything “new under the sun” in terms of loan officer agreements. Sometimes I think all contractual documents used by mortgage bankers originated from the same source. But more recently we...Read More
 
Rapid Refinance Program: Don't Bet On It
7/30/2010 8:35 AM

Posted To: Pipeline Press

The economy is so bad, I bought a toaster oven and my free gift with purchase was a bank...If the bank returns your check marked "Insufficient Funds," you call them and ask if they meant you or them...Angelina Jolie adopted a child from America...My cousin ...Read More
 
The Day Ahead: Q2 GDP, Consumer Sentiment, Stocks Testing Support
7/30/2010 7:29 AM

Posted To: MBS Commentary

A busy day awaits the markets as investors get their first look at second-quarter GDP. Also in the store is the influential Chicago Business Barometer which gives an update on how the economy is recovering in the midwest, plus a consumer sentiment index for the nation at large. Whi...Read More
 
Treasury Auctions Done. Bonds Cautiously Resilient as Stocks Repeat History
7/29/2010 12:09 PM

Posted To: MBS Commentary

Treasury just sold $29 billion 7s to a group of uninterested buyers... Auction demand as measured by the bid to cover ratio was below average. 2.78 bids were submitted for every 1 accepted by Treasury. Compare that to the ten auction average of 2.81 and the five auction average of ...Read More
 
Fannie Mae Preps Investors for Reform. Book of Business Reflects Tight Credit Conditions
7/29/2010 11:31 AM

Posted To: MND NewsWire

In the wake of the passage of Wall Street Reform, which many opponents have criticized Capitol Hill for failing to deal with the future of Fannie Mae and Freddie Mac, the Obama Administration is beginning to present the broad outlines of how the future of the GSEs will be determined. In a letter re...Read More
 
Are HECM Regulators Acting Unethically Toward the Reverse Mortgage Program?
7/29/2010 11:06 AM

Posted To: Community Commentary

I recently spoke on two interesting panels at the American Conference Institute’s two day symposium on Reverse Mortgages. The conference was held at the famed Helmsley Park Lane Hotel in the heart of Manhattan. The conference attracted a virtual who’s w...Read More
 
Final Ruling Issued on SAFE Act; Underwriting Guideline Overlays, Adverse Market Fees and Steep LLPAs; CMBS Sales; California State of Emergency;
7/29/2010 8:51 AM

Posted To: Pipeline Press

On a non-mortgage note, my son asked me, "At what age is it ok to tell a highway that it is adopted? At some point the highway will realize that it doesn't look like the Kiwanis's Club." I would have told him to "keep his day job", except ...Read More




Mortgage New Daily and Austin Business Journal:
 
Dillard's asks court to dismiss Highland Mall bankruptcy case
7/30/2010 2:59 PM
Dillard’s has filed a motion seeking to have the Highland Mall owner’s bankruptcy case dismissed or converted from a Chapter 11 reorganization to a Chapter 7 liquidation.
 
Wear orange, get a free Whataburger
7/30/2010 2:40 PM
Texas fast-food favorite Whataburger is giving away free burgers to celebrate its 60th birthday.
 
TDS recommended for city recycling contract
7/30/2010 2:20 PM
City staff have recommended Texas Disposal Systems Inc. to replace it recycling contract with Mid-America Recycling LLC that expires in September.
 
Austin Energy buying $303K software
7/30/2010 12:51 PM
Austin Energy plans to buy $330,369 worth in software to upgrade its 400,000 electric smart meters.
 
Reports: Facebook may wait until 2012 for IPO
7/30/2010 12:16 PM
Facebook Inc. may hold off on an initial public offering until 2012 as it continues to add users and increase revenue, according to reports Friday.
 
Austin gas prices creeping up
7/30/2010 12:02 PM
Austin gas prices have inched up 1 cent after three consecutive weeks of declines, AAA Texas reported Thursday.
 
Houston investors buy six-building S. Austin office complex
7/30/2010 11:38 AM
In one of this year’s biggest investment deals, a six-building office campus in South Austin has been sold to a new investment partnership in its first of more expected land purchases in Central Texas, brokers working on the deal said.
 
Austinites launch organic baby food line
7/30/2010 10:50 AM
Austinites Caroline Freedman and Lauren McCullough have put a fresh spin on an old business with their new company NuturMe.
 
Richard Garriott wins $28M in NCsoft suit
7/30/2010 10:02 AM
A jury awarded computer gaming entrepreneur and space traveler Richard Garriott $28 million, after a 2009 lawsuit against the South Korean corporation he said forced him out after buying his company.
 
Austin among top cities for young adults
7/30/2010 8:23 AM
Austin was picked as one of 10 cities best suited for young adults, according to Kiplinger.com.




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